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I hope you enjoy this monthly newsletter. If you have any comments, please e-mail them to me. Or, if you would like to see a certain topic covered in future months, let me know that too!

 

You may also enjoy my Web site where you'll find in depth information on many real estate topics.

 

Feel free to contact me anytime you have a concern, a question or if I can assist with any real estate need.

 

Best personal regards,
 
Alice Dahlgren
Licensed Realtor
405.843.8448
800.749.8866

Web site

 


In this issue:

Natural Décor Better For Earth and Your Wallet

Mortgage Rate Watch

 


Sellers are looking for ways to get the most for their homes and buyers, of course, are looking for the best value. A flowing floor plan, spacious layout, a not-so-crowded street, great curb appeal, low HOA or planned community fees, etc. are certainly big influencers for buyers. But so, too, are some of the items in your home that you might not give much consideration.

 

Natural Décor Better For
Earth And Your Wallet

A changing environment and more talk of all the trash that's filling up our landfills is causing more people to go green by using recycled goods or products that are renewable and easily break down instead of sitting around in our dumps. Did you know that nylon fabric takes 30-40 years to degrade in a landfill? Cotton fabric takes only 1-5 months.

That's why businesses like the Kaaya Collection are taking off. Established in 2005, its founder, Vinitha Watson is not only selling an environmentally-friendly home décor but also hoping to educate consumers. The company aims to reduce the damaging environmental footprint as much as possible.

Watson says it's a very important mission for her to educate people about what types of materials they are being surrounded by in their homes. She equates it to the push for organic foods that is gaining in popularity. "I really wanted to concentrate on natural fibers which do have the ability to break down faster," explains Watson.

She uses artisans from India, some who "do phenomenal work for European royalty," says Watson. "We use their craft and their art to embellish fabrics and then bring them here with a kind of Indo-Western flare and we sell it in the U.S.," adds Watson.

Natural décor feels cozy

Most of her home décor products are items that people would typically pack up and take with them if they moved; however, Watson says there is a value to having natural products in your home when it comes time to sell it. "In staging a home, if you decorate it in a very natural way, people will feel very cozy in that home," says Watson.

 

Home décor experts say the "in" products for items that are left behind when the home is sold are things such as wood shutters and woven wood shaded designs for window coverings. These items tend to hold their clean, simple, and up-to-date look regardless of how the styles change over the years. And Watson adds this, "A lot of the time when sellers move, they leave curtains, so that would be something to highlight." She says especially so if they are made from natural fibers.

Natural products usually healthier

Using natural products isn't just about cashing in on what might appeal to buyers; Watson says it's really about creating a better environment and lessening potential health issues that can come from synthetic materials.

"They cause a lot of allergies. They can cause rashes. They can be carcinogenic," says Watson Getting started in the natural décor theme doesn't have to break the bank. "Buy something that is really good that is also 100 percent natural fiber," says Watson. She recommends starting with pillows and curtains. She adds, "They're great to make you feel good about your environment." When you shop for products ask questions about dyes. "I educate people about the dyes that we use. We use Azo-free dyes which are non-metallic dyes and we also use vegetable dyes whenever possible," says Watson. "Turn over the product label and look at it," says Watson. You might be surprised by what you find. Developing an inquisitive approach to shopping for home décor will likely get you to understand how certain products are manufactured, where the materials come from, and even who is making them -- then you can decide if that's the kind of product you want to be surrounded by in your home environment.

 

Softness by chemical treatment

"Do you think it's chemically treated to get that softness?" is another important question says Watson. "That's also something that people are not very educated about," she adds. Watson says there are often many chemical products used on fabrics to break down the fibers and give it that worn feeling or make it soft to the touch. But she cautions you could be getting a nice texture and an overly-treated product.

 

By Phoebe Chongchua 

 


 



CURRENT
MORTGAGE RATES
Interest Rate Watch
30 yr fixed: 6.13%
15 yr fixed: 5.60%
1 yr adj: 5.14%
(U.S. Daily Averages)

 

Today's Interest Rates from Realty Times are based on a 30 year amortization rate, with good credit and no origination fees.

Economic forecasts have come in as expected with no surprises and mortgage rates remain the same.

How do we get our rates?

Most mortgage rate surveys contain old data, sometimes a week old, as in Freddie Mac's weekly interest rate survey. Still other mortgage rate services poll different lenders in such a confusing format that it's hard to understand with such polls being nothing more than lenders advertisements.

Our mortgage rates are culled from actual rate sheets from major lenders each and every day as soon as they're released. The rates are fresh and accurate and benefit readers with no bias toward one lender or another.

 

March 14, 2008




ALICE DAHLGREN | Licensed Realtor | Associated with RE/MAX First
1000 W. Wilshire Boulevard, Suite 428 | Oklahoma City, OK 73116 | 405-843-8448 | 800-749-8866
AtHomeOkla.com | alice@athomeokla.com
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